More news out of US showing growth is fragile and weakening....
Initial unemployment claims increased to 383,000 last wk, ADP (known for its payroll services) private sector job survey shows 133,000 new jobs added vs expectation of 150,000+, planned layoffs jumped 53% in May (HP will cut 27,000 jobs), Q1 GDP growth was revised down to 1.9% from 2.2% (Q4 '11 was 3%), business activities in Midwest (Chicago area) slowed to the lowest level since Sep '09, and Facebook shares hit new low of $27, a whopping $11 below its IPO price of $38....
all of the above continues to fuel the super "bull" (rising) market (超级大牛市) in the US gov't bonds.
.
今天利率如下 Below is a summary on mortgage rates as of 05/31/12**:(Call for "Better Rate" on Larger Loan Balance and/or Lower LTV).
*****Refinance Loan***** (no costs to borrower 不用付费丶买点)Loan Amt__30Yr Fixed_____15Yr Fixed_____5/1 ARM≤417K______3.500%__________2.875%_______2.750%
APR_________3.500%__________2.875%_______2.750%
≤625K______3.875%__________3.250%_______3.125%
APR_________3.875%__________3.250%_______3.125%
.
†Contact me on HARP II Refi, LTV >80% (or negative equity) and also on FHA loans.房价跌了,没法做 Refi 怎么办?请来电咨询有关政府最新推出的 HARP II 计划,旨在帮助没办法符合一般 Refi 条件的屋主。首付不够多,可以考虑有政府担保的FHA贷款,尤其是贷款保险费较低的15年计划。.
*****Purchase Loan***** (no point 不用买点)Loan Amt__30Yr Fixed_____15Yr Fixed_____5/1 ARM≤417K______3.500%_________2.750%________2.625%
APR_________3.600%_________2.900%________2.725%
≤625K______3.750%_________3.250%________3.000%
APR_________3.850%_________3.400%________3.100%
.
For more details and questions, please feel free to contact me.欢迎查询贷款利率Tel: 949.232.0828Email: hkcharles@yahoo.comDRE# 01363144NMLS# 342799.
欢迎访问"言之有屋",我的博客--Please visit my Bloghttp://hkmbb.blogspot.com/.
**Mortgage rates fluctuate daily. Certain requirements apply. Rate quote based on 15-day Lock, Owner-occupied Single Family Residence (SFR) in CA,Borrower FICO Score ≥740, Loan-to-value (LTV) ≤75%, Loan Amount ≥$380,000 for Conforming, ≥$480,000 for High Balance.